HYIP - X - FILE

Marketiva - Forex Trading

2009-07-06T21:14:00.000-07:00

Marketiva is a financial services corporation specialized in providing traders with high quality online spot forex trading services. With a team of dedicated financial specialists and technical support personnel. Marketiva operates globally as a market maker and principal counterparty to retail clients trading in the foreign exchange market.

Marketiva has established itself as an industry leader by relying on its groundbreaking internet trading platform and its superior customer service. Marketiva's mission is to harness the power of the internet and provide forex traders with exceptionally effective trading tools and outstanding customer support. Forex traders using Marketiva enjoy the most advanced online retail foreign exchange trading front-end in the world, the Streamster™ software, renowned for its ease of use, flexibility and reliability.

Get Free US$5 for sign-up with Marketiva

Liberty Reserve

2008-08-26T15:12:00.000-07:00

Liberty Reserve is an online payment system and provider of digital gold currency (LR-gold). They are an offshore company incorporated in Costa Rica, launching their USD backed digital currency (LR-USD) in 2002 and they also have a Euro backed digital currency (LR-EUR). Their gold backed digital currency was launched in 2005. Liberty Reserve is a member of the Global Digital Currency Association (GDCA), a voluntary regulatory body in the industry.

Get Free $0.05 by registering on this link

Large Sum - Payouts: 1.6% - 2% (30 - 120 days)

2008-08-20T20:38:00.000-07:00

Large Sum
Payouts: 1.6% - 2% daily
Min/max deposit: $100
Referral bonus: 5%
Online since: 2003-04-18
Withdraw: Manual
Period: 30 - 120 days
Registered company: NO
Support: e-mail
Company location: Nederland
Currency accept: Liberty Reserve
Security: -
Web expires on: s: 2009-04-18

Web info: http://whois.domaintools.com/largesum.com

Rating & vote: GoldPoll

Info From Large Sum Website
Do you know that it's possible to become a millionaire, investing just $1 a day? In such a way you can make a million in 56 years, but as a matter of fact it's not so hard to become a millionaire, as it may seem.
Lots of people make successful bargains annually. People having no special education, little experience on market trades become rich and achieve the targets, they couldn't even think about before, all is owing to market trading. Of course, many people lose their money, but isn't it better to try and burn your fingers than not to try at all? What are you dreaming about? Maybe you want to travel all around the world, wearing furs; maybe you wish to buy the house of your dreams, or just retire, being absolutely independent financially. All these dreams may come true with LargeSUM!

Program Rules:
1. The profit on the working programs is calculated daily, from Monday to Friday
at 00:00 GMT
2. Withdrawals are paid every business day from Monday to Friday within 24 hours
3. In FIRST STEP program you can withdraw every 24 hours
4. In PROFIT RUN program you can withdraw every 7 days
5. In WEALTH JUMP program you can withdraw every 30 days
6. Close & Suspend program requests are approved every business day from Monday to Friday within 24 hours
7. Initial investment is going to be transferred to your E-Gold account automatically as soon as the program matures
8. According to our rules, we take 20% of the initial investment as a charge in case investors wants to suspend the program run until its mature
9. All the time shown on the page is GMT

Four Step How To Do Due Diligence on HYIP

2008-05-26T10:18:00.000-07:00

This four simple step will teach you how to do your own due diligence and maybe can avoid and prevent you for getting scam.

Step One:
Use the following Whois Lookup sites to find out the Web Owner details information:
Lookup IP Address
Lookup Internet Service Provider (ISP)
Lookup IP Address belongs to (Organization)
Lookup Country
Lookup Continent
Lookup State
Lookup City
Lookup Latitude
Lookup Longitude
Lookup Timezone
Lookup Registrant (website registered address, person contacts & etc.)

http://www.showmyip.com/
http://centralops.net/co/
http://www.seoconsultants.com/tools/whois.asp

Step Two:
Before participate the Web Program, review Web Owner Site’s operation location, and ascertain you fill comfortable with the Web Site. In any event of defaulted by the Web Owner, you can locate them & have them report to Internet Fraud Authority.

Step Three:
Search Internet Service Provider (ISP), and IP Address belongs to (Organization) email contact and record down. In any event of defaulted by Web Owner, you can file a complaint and has Scammer Site report to the ISP against them for abuse of Internet Fraud (obtained an information here is good enough to put Web Site liar in hot soup. With this power tool you can force the Scammer close up his Web Site or shutdown by ISP neither.)

Step Four:
If you got deceived, submit full details of the Web Site details information (refer to step one) with your e-payment confirmation and file a complaint email to the followings to alert the relevant authorities of the Internet Fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov.
2. International Web Police: Director@Web-Police.org.
3. ISP Provider; abuse@........ (refer to Step One, search the abuse email contact of ISP Provider /and IP Address belongs to…and complaint of web site Network abuse).
4. Locate authority (refer to web Registrant station address, search on Internet to locate of country authority; such as “address/state police” or “(country) government authority”.
5. E-gold Service & CC to Web Site Owner.

The Authority information sites for 1, 2 & 3 are:
http://www.web-police.org/
http://www.ifccfbi.gov/
http://www.scamwatch.com/
http://www.fraud.org/

Lastly to say; an investor should take note on Web Site’s ISP registered at un-privileged country, in any event of cheated you can address your problem to the locate authority /or police station to expose the cheater web site. If possible put on forum page to draw attention to other investor help to obtain email contact of the locate police authority. (Source: HYIP Explorer)

HYIP Rules & Guide

2008-05-21T00:53:00.000-07:00

Want to earn money or e-gold on HYIP? If you do, you must know how to do it. This article gonna show you step by step how to investing and profit with HYIP.

Rules investing in HYIP (High Yield Investment Program):

1. Investigate the HYIP company first to make sure they are a real investment company (not a scam). If you done already and everything is OK, go to step 2
2. Try test spend ($1 - $100) on HYIP and wait for your first profit (payment)
3. If you got your profit, try withdraw it first... If something wrong, contact HYIP support, after everything OK, go to step 4, if not don't spend anymore
4. Spend your real invesment ($10 - $ that you afford to lose)
5. Wait for your profit and withdraw its ASAP or every day
6. Don't spend again (re-invest) and don't compounding until you get your principal back 100%... After that it's up to you want to spend more or not...
7. Don't put all your money on one investment, diversification is very important if you want to make profit in the end

Before test spend make sure that the HYIP you gonna invest can make it until you get your principal back or not a scam, try to send them an e-mail (Monday - Friday) and ask them what ever you want to ask to make you sure that they are real investment company. If they don't answer your mail more than 48 hours then don't spend your money to this HYIP...

You must understand that almost 99% is a scam or going scam, if you already get into this please make sure you don't spend all your money, because HYIP is very high risk investment. We only spend less than 10% of our money into this, and so far We still got a good profit for keeping the rules... Sometimes if you spend more than $500+ or $10,000+... HYIP don't pay you. Spend a lot only if you very very sure about the HYIP or Investment company. Keeping the HYIP's rules can make your money more save than not, and can avoid a future lost but not always, at least you still profit in the end.

HYIPs paid daily more than 5% (exclude principal) are 100% going scam in the end. Timing is everything if you want to spend in this kind of HYIP (sooner is better) because this is a money game based on ponzi scheme, so this is not an INVESTMENT but it's a money game scam. After several days or weeks, this HYIP is gonna gone forever (more profit offer, more faster they will gone). If you plan long term investment don't invest here, because this kind of HYIP is gonna wasting a lot of your time and money by promise you heaven but give you hell. DON'T BE GREEDY...

Secrets of HYIP Pros

2008-04-25T10:17:00.000-07:00

Achieving success in online investment requires developing Habits and Attitudes that brings a mindset to fully exploit the benefits of HYIPs. This Mindset is the most decisive factor to turn Your Dreams into reality and accomplish incredible success in HYIPs arena.

Here are 11 Secrets HYIP Pros use to succeed in HYIPs:

1. HYIP Pros are Committed to learn the Hard Staff

Most HYIP investors lose their hard earned money badly. Why? Because most of them lack knowledge and experience on how to deal in HYIPs arena. In other words they do not have knowledge on how to choose a particular HYIP for investment, how to manage their investment, what strategies and techniques to use, etc. They learn their lessons the hard way: they lose a lot of money first by investing how they shouldn't, and then they try to learn what they needed to know in the first place. HYIP pros are different. They learn first how to do all the hard things. They learn all about HYIP strategies and techniques. They set goals, make daily and weekly plans and measure their progress. They do not waste their time wondering around sites unless they have hard evidence that these sites will bring them success.

2. HYIP Pros work a Plan

Successful HYIP Pros have simple working model: they replicate their success. They know what strategies to use; they consistently work with these techniques and strategies. And more important, HYIP pros follow a schedule. Organization, Tacking returns and daily HYIP management are a way of their daily activities in HYIPs arena.

3. HYIP Pros Set Goals & Limits

Goal setting is a very powerful technique that can yield strong returns in all areas of your life. At its simplest level the process of setting goals and targets allows you to choose where you want to go in life. By knowing precisely what you want to achieve, you know what you have to concentrate on and improve.
HYIP Pros set sharp, clearly defined goals so that they will be able to achieve more and improve their performance. By setting goals, and measuring their achievement, they are able to see what they have done and what they are capable of. The process of achieving goals and seeing their achievement gives them the confidence and self-belief that they will be able to achieve higher and more difficult goals. HYIP Pros have a clear sense of purpose and direction in every area of their investment in HYIPs.

4. HYIP Pros take strong Measures to protect their Account Safe

HYIP Pros work hard to generate money at the same time they work hard to keep their money safe. They know how to deal online .HYIP Pros know that protecting accounts related to HYIPs activities are important. As a result they are always keen to take measures that protect their accounts safe.
They Use anti-virus software, a firewall, and anti-spyware software to help keep their computer safe and secure. They always set up their operating system and Web browser software properly, and update them regularly. HYIP Pros Use strong passwords or strong authentication technology to help protect their personal information. They wisely Use e-mail against fraudulent “phishing” emails and attachments which are often used to trick people into giving up personal information

5. HYIP Pros Make Research

HYIP pros obtain and analyze as much information as possible before making any investment decisions. They do not invest unless they have hard evidence that these sites will bring them profit. They verify the validity of a particular program’s real investment opportunities: They check the “WHOIS DATA” so that they will be able to get the detailed information about a particular business. In addition, HYIP Pros verify particular HYIPs trading history and qualification. They make the optimal research before investing their money.

6. HYIP Pros Diversify their Portfolio

HYIP Pros know that High Yield Investment Programs always carries a calculated risk. They are always working hard to minimize excessive risk imposed by HYIPs. They know, Diversification is technique to manage their investment. They spread their portfolio over different programs. HYIP pros also know how to distribute their investment over each program. They spread their investment proportional to the credibility of each program. They do not over invest. They focus on overall plan of their investment.

7. HYIP Pros Get Their Principal Back Quickly

One of the greatest problems in HYIPs arena is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take some mechanism to make your investment safe. One way of doing this is to properly use different compounding options. HYIP Pros Know how to Compound for a particular HYIP at different times.
HYIP Pros get their original spend back as fast as possible, i.e. they set the compounding option to 0% until they return back their initial investment, then after, start compounding depending on the status of the HYIP. They usually withdraw 50% of their profit by setting the compounding option to 50% after they return back their initial investment. And they watch for red flag for a particular HYIP, if they come across these red flags, they keep on withdrawing by setting the compounding option to 0%.

8. HYIP Pros are always watching for red Flags

HYIP Pros are always involved looking beyond the obvious, they act like a watchdog. They watch for important information about particular HYIP indications of potential problems or red flags, clues that a HYIP may be heading for trouble.
They know what a healthy HYIP looks like, how Ponzi’s look like, how they behave and what tricks HYIP scammers use to cheat investors.

9. HYIP Pros are ready to lose

HYIP Pros understand that high yield investment programs are risky. Therefore, they are always ready to accept any lose. But, they learn from their mistakes.

10. HYIP Pros Work Consistently

To achieve their goals, HYIP Pros have self-discipline to work every day with all the energy they possess. They consistently work to get a consistent result. Secret of their success is discipline.

11. HYIP Pros Never Quit

HYIP Pros never quit. They know that HYIPs always caries risk and they are constantly working to avoid these risks. When things go wrong, they don’t give up; they Keep on working hard and consistently and finally succeed. They know there is no magic bullet that will make them rich overnight without much effort. They are always patient to see the result.

Source: HYIP Explorer

E-Gold Hacking Software: True or not?

2008-03-25T10:20:00.000-07:00

If you've been a while in HYIP world, you must already heard about "E-Gold Hacking Software" that claim they can hacking people e-gold's account. It's true or not? Let's see about that...

Well... it's true that "E-Gold Hacking Software" can hack people e-gold's account and also yours too if you use hacking software. The software works based on lack security of user browser, computer security and e-gold account (IP & browser detection turn off). Here is the site offer you a free "E-Gold Hacking Software" looks like:

Hack e-gold accounts

This is a once in a life time chance to make REAL Money

Most E-Gold Software are from Scammers

Start hacking and tranfering E-gold today

xGold Recuperator is a known software in E-Gold accessing.
It accesses any E-Gold account in a few minutes and give you some ability such as transfer balance or know passphrase. Generally xGold Recuperator is used for those who forgot their passphrase. Also in new feature of E-Gold site that named AccSent, if you forgot your e-mail or you can't access e-mail account, this software helps you to find your e-mail address or transfer balance to other account.

One of site offer e-gold hacking software is: http://www.getfree-gold.com/ - Their hacking program looks like:

So... You must be very aware using this kind of software cause it's usually come with trojan that can wiped out your e-gold balance. Using hacking software can harm your computer security and cause you for being hack also. 99% E-Gold Hacking Software is totally scam and some of them doen't work at all even you buy it from e-gold hacker.

Investment Survival Guide

2008-03-25T10:09:00.000-07:00

Want to earn money or e-gold on HYIP? If you do, you must know how to do it. This article gonna show you step by step how to investing and profit with HYIP.

Rules investing in HYIP (High Yield Investment Program):
1. Investigate the HYIP company first to make sure they are a real investment company (not a scam). If you done already and everything is OK, go to step 2
2. Try test spend ($1 - $100) on HYIP and wait for your first profit (payment)
3. If you got your profit, try withdraw it first... If something wrong, contact HYIP support, after everything OK, go to step 4, if not don't spend anymore
4. Spend your real invesment ($10 - $ that you afford to lose)
5. Wait for your profit and withdraw its ASAP or every day
6. Don't spend again (re-invest) and don't compounding until you get your principal back 100%... After that it's up to you want to spend more or not...
7. Don't put all your money on one investment, diversification is very important if you want to make profit in the end

You must understand that almost 99% is a scam or going scam, if you already get into this please make sure you don't spend all your money, because HYIP is very high risk investment. We only spend less than 10% of our money into this, and so far We still got a good profit for keeping the rules... Sometimes if you spend more than $500+ or $10,000+... HYIP don't pay you. Spend a lot only if you very very sure about the HYIP or Investment company. Keeping the HYIP's rules can make your money more save than not, and can avoid a future lost but not always, at least you still profit in the end.

HYIPs paid daily more than 5% (exclude principal) are 100% going scam in the end. Timing is everything if you want to spend in this kind of HYIP (sooner is better) because this is a money game based on ponzi scheme, so this is not an INVESTMENT but it's a money game scam. After several days or weeks, this HYIP is gonna gone forever (more profit offer, more faster they will gone). If you plan long term investment don't invest here, because this kind of HYIP is gonna wasting a lot of your time and money by promise you heaven but give you hell. DON'T BE GREEDY...

Compounding or Not-Compounding

2008-02-25T10:19:00.000-08:00

In this article I discuss two possible opportunities of high yield investment programs in the Internet and their advantages as well as disadvantages. I hope that the article helps readers to decide what program is more suitable for them. What high yield program is the best and prosperous is the most important issue of this article.

As mentioned already, there are two forms of high interest projects in the Internet: compounding and non-compounding. Investors use compounding for generating new interests from previous investments. In other words, it is the ability of current investment value to generate new earnings which can be reinvested.

Moreover, investors have an opportunity to make a new investment using the paid out interests without their own money must be used for this project. For example, the process of only 10$ initial capital lasts a very long time until these $10 are again back (1% per day within 100 days) to open a further high yield investment program. However, if the investor invested his money in five such programs, he can get return on investment only within 20 days. Non-compounding programs are ideal for the people who are ready to invest serious money.

Investors have an opportunity to invest their money and the interests become the first investment (principal capital) automatically which is added daily, weekly or monthly. Thus a compound interest effect develops. A compound investment costs little work because investors check their accounts only in fixed time intervals and note the increased account balance. It is advisable to save money also with little initial investments. It is a great high yield investment opportunity for investors who do not have large initial capital for investment.

Certainly, it is not easy to understand without a good example. For example, you invested $1,000 into a particular HYIP that pays 30% monthly interest (in other words, 1% per day). The shares rise 30% during the first month. Your investment is now worth $1,300. In the second month, the shares appreciate another 30%. Therefore, your $1,300 grows to $1,690. In the third month, the shares rises 30%, your capital will be $2,197.

If you check the rate of growth monthly, the growth rate increases regularly, namely in the first month growth is $300, in the second month is $390, and in the third month is $507 etc. You understand now that the numbers can start to get very big as your previous earnings start to provide returns. In fact, $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00 (and that is without adding any money to the investment).

Non-compounding is another prosperous investment opportunity in HYIP. It is programs which pay out daily, weekly or monthly. They are suitable for the persons who would like to have money for life regularly because it is possible to get return on investment on the indicated E-gold account (or another E-currency) daily and weekly as well as monthly.

We see that both programs can be very “fruitful” for a business involved in a real investment opportunity. Moreover, compounding and non-compounding are able to produce extremely good result. However, investors should be careful on how to use compounding and non-compounding in HYIPs because both investment opportunities have high risk and can fail any time.

There is no doubt that one of the greatest problems in HYIP is that it is impossible to predict the life span of a particular HYIP. Thus, it is important to take a mechanism to make your investment safe. One way of doing this and reduce enormous risk in high yield investment projects is to properly use different compounding options.

For this there are also investment programs which have the factors of compounding and non-compounding. It is possible to get return on investment in the Member Area and save some money on the account. These programs are very practical for those who would like to decide daily what to do.

Also the own investment strategy is simpler and more sure if investors can obtain the initial deposited capital faster so that they can invest in further HYIPs without high risk (in other words, without their own capital funds).

I can prove the advantages on the example. So you invested $1,000 into a particular HYIP that pays 30% monthly interest. As said above, with 100% compounding there is a great possibility that $1,000 invested at 30% monthly for one year would grow to nearly $23,300.00. But what would happen if the HYIP fails in 6 months? You lose all your hard earned money very quickly. For that reason, it is important to use compounding and non-compounding together in HYIPs.

It is always recommended to get your original spend back as fast as possible, in other words set the compounding option to 0% until you return back your initial investment, then after, you can compound your shares while withdrawing 50% of your profit by setting the compounding option to 50% . Why 50%, can you ask me? Certainly, this is not a strict rule; it is the recommendations based on some experienced HYIP investors. But you have to be careful with this.

The best advantage of such programs is that investors save their money on the account during the first month (compounding) and next month they get interests (non-compounding method). In this way investors get their invested capital back, besides investment yields grow more slowly further. If such a program fails once, investors will lose nothing and yields will paid out too.

Source: HYIP News

Secure Your E-Gold Account

2008-02-25T10:15:00.000-08:00

E-Gold account is 100% secure, but sometimes someone E-Gold's account suddenly can being hacked by hacker or cracker. What happen? How can they do it? This article gonna show you how to secure your E-Gold Account.

1. Restrict access to your e-gold account

e-gold's Account Sentinel™ (a.k.a. AccSent™) enhances the security of your e-gold account by enabling you to direct the circumstances under which your account may be accessed. AccSent was designed to provide you an additional level of protection in the event your passphrase is compromised due to poor security practices on your part (we hope this does not describe you!). However, AccSent's features should not be regarded as diminishing the importance of reading and practicing ALL of the recommendations on this page.

2. Do not click links in unsolicited email messages & Do not fill out forms in e-mail messages

e-mail may not be from who it claims to be from (i.e. spoofed). Many common Internet frauds start with spoofed e-mail.
Viruses can be delivered to your computer by simply looking at a web page using a vulnerable web browser.

3. Verify website identity before entering passphrase

Fraudulent "phishing" websites designed to trick you into divulging your passphrase or other sensitive information are common. Spoofed e-mail (see above) is commonly used to lure victims to phishing websites. Never assume that a website is the website you intended to be at based on its appearance. Before entering your e-gold passphrase, ensure you are at the real e-gold website by:

Checking for an active padlock in the browser status bar.
Checking the browser location bar for a site name beginning with (exact spelling is critical): https://www.e-gold.com/

Checking the SSL certificate being using for for appropriate "Issued To", "Issued By", and Thumbprint fields. At the e-gold web site, these values are:

Issued to:	www.e-gold.com
Issued by:	VeriSign
Valid from:	11/20/2006 to 12/1/2009
Thumbprint:	FFA3 FDFE 7271 7872 B9E1 48B7 5C7D E7EC CFF6 ACF4

4. Keep your operating system and applications updated

Use Windows Update to make sure you have the latest security patches installed. Also check for updates to your application programs, especially Microsoft Office.

5. Use a hardware and/or software firewall

A firewall can protect your computer from malicious traffic. A hardware firewall/router (such as the many offerings of companies like Linksys, D-Link, SMC, and others) acts as a barrier between the outside world and your computer. A software firewall, such as ZoneAlarm, performs that function to a lesser degree but can also block malicious programs on your computer from sending data out to the Internet. Windows XP includes a simple firewall, but it is disabled by default. The free version of ZoneAlarm does a very nice job.

6. Do not run untrusted applications

Running any program that arrives via email or that was downloaded from the Internet can be dangerous. Only run applications that you wish to grant complete access to your computer and the data contained on it.

7. Upgrade to a better web browser

You're already using Better Money^TM - now choose a better browser. Mozilla's Firefox is available for almost every operating system and has many security and privacy advantages. Try "tabbed browsing". Manage your cookies. Block pop-up windows. The features are many, but the cost is low - in fact free. (Note that e-gold donations are accepted by the Mozilla Foundation).

8. Use an Anti-Virus program

If you follow all of the the above recommendations a virus will have difficulty infecting your computer. However, since a computer virus can be a vehicle for a criminal to gain total control of your computer and thereby any information stored on, sent by, or received by your computer, it is prudent to install antivirus software from a reputable source and run it regularly. Since new viruses are discovered daily, it is important to keep antivirus software and the virus definitions it uses for detection up to date at all times.

9. Educate yourself

Become a smarter computer user with regard to security issues. Here are a few places to start:

www.e-gold.com/unsecure/alert.html	e-gold Security Alert Page
www.cert.org/tech_tips/home_networks.html	CERT Home Network Security
www.microsoft.com/security/home/	Microsoft Security Basics for Home Users
www.nsa.gov/snac/	NSA Security Recommendation Guides
grc.com/default.htm	Gibson Research. Info on Spyware, Shields-UP/port scan.
www.antiphishing.org/	Anti-Phishing Working Group
www.securityfocus.com/	Security Focus community homepage
security.web.cern.ch/security/passwords/	Password Recommendations at CERN
security.web.cern.ch/security/Recommendations	CERN Computer Security Recommendations
http://www.isalliance.org/content/bestpractices_cp.htm	Common Sense Guides to Security Practices

-----

Source: E-Gold Security Recommendations Website

How to avoid a Ponzi Scheme

2008-02-25T10:08:00.000-08:00

This article discusses the signs and the tips how to avoid one of the greatest fraud in HYIP. I am absolutely sure that any person regardless of being a HYIP investor or not has ever heard about this horrible but very talented type of scam.

Everything began with Charles Ponzi who in 1920 perpetrated the fraud to which his name has been forever since attached. The structure of the Ponzi scheme is very simple, in other words, a promoter of a “Ponzi scheme” takes in investor’s funds and pays the investors “profits” from the investors’ own money or from funds from new investors.

The payment of “profits” to the investors attracts other investors, as they see an investment that is paying usually high returns and there is proof right in front of their eyes (investors are being timely paid). The important note is that these are not really “profits” because usually no profits are generated.

There are some kinds of promoters of Ponzi Schemes. The first type is a fraudster. The fraudster is the person who sets out to create a Ponzi scheme. He knows exactly how they work and usually has done them before.

Secondly, a broker brings the investor into the deal. Brokers are people who make their money from the commissions they are paid by the promoter. These commissions are a portion of the funds that the investors invest with the promoter. If the broker is productive at bringing in investment funds, the promoter will make sure that the clients of the broker are paid and that the broker’s commissions are paid. Thus, the broker can sell the investment to others with his own personal knowledge of payment and sell with added zeal. The broker becomes a true believer.

The third type of the fraudster is an affinity investor. Affinity investors are people who are associated with a group, and members of that group often include the promoter and/or the brokers. Because of being a member of the group the investors trust the promoters and/or the brokers. Often these affinity groups are religious in nature.

The following type is a center of influence investor. A “center of influence investor” is an investor who is highly respected with a reputation for being a sound citizen. He is mentioned as an investor to potential investors, and they feel that if this highly respected man is an investor, then it must be o.k. to invest. Usually the “center of influence investor” is innocent of the deeds of the promoter, and he has been sold a bigger bill of goods with even greater promises.

However, sometimes the “center of influence investor” may be a part of the scam. Or the “center of influence investor” may be an investor with a name similar to a real person or company that is credible, and the similarity in names will induce the investors to invest. For example, a trust with a prominent name attached is often used to mislead the investor to invest.

The last kind of promoters is an initially innocent promoter. A close friend or relative often will innocently induce the investor into the deal by proclaiming that he has been timely paid. In details the structure of this Ponzi scheme can be seen in this way: An initially innocent promoter usually has been told by a broker or a fraudster that he can make many times his money if he will invest with them.

Often these are high yield investment programs. The promoter usually has little or no money but he has the ability to raise money through his own contacts and through brokers. For example, he reasons that if he can raise the money and pay the investors 50% a month, then he can keep other 50% as his profit. So he raises the money from all the investors, gives it to the fraudster to invest in the 100% a month deal. Unfortunately, the fraudster steals the money.

We see that all the promoters of a Ponzi scheme can work very clever and sometimes it is almost impossible to find a difference between a real HYIP and a Ponzi scheme without real profits. The Signs of a Ponzi scheme are following:

1) Outrageous Profits. The profits are too good to be true. For example, could a real high yield investment project promise 150% a month? Never, believe me!

2) Excuses for Non-Performance. After sometime in the investment has passed, the promoter makes excuses for the non-payment of profits. He will often blame it on third parties not performing or on the actions of a government. These excuses will change from time to time, but there will always be a promise to pay followed by an excuse and non-payment.

At first the investors tend to believe the promoter but as promises of payment go unfulfilled, the investors become apprehensive. The promoter may pay some partial payments to those who seem to be the most threatening. A threat of filing a civil suit generally means nothing as this only gives the promoter more time; the court action stops everything in his favor.

Most promoters feel that they will make enough money if given enough time to pay all the investors back their principal; however, this seldom happens. On the other hand, there are some promoters who just need time to get out of town and out of the jurisdiction to avoid prosecution and payment.

3) Refusal to Return Principal. When a demand for the return of principal is made, there are more excuses followed by non-payment.

4) Term of Ponzi schemes. Most Ponzi scheme will last for at least 18 months before the excuses begin to run “thin” with the investors leading to the eventual acceptance of the reality that there are no funds to pay investors. However, some Ponzi Schemes have been kept afloat for many years before their collapse.

According to my HYIP experience, though the investors know about existing the Ponzi schemes and their signs, they still get into a Ponzi scheme and still loss their money. Certainly, most potential investors want proof that the investment is not a fraud, but you must be very careful: Ponzi schemes appear and develop constantly!

Author: Nicole Berger
Source: HYIP News

Trade Lite

2008-01-26T15:21:00.000-08:00

SCAM

TradeLite - site info - profit payments
payouts: 118% after 20 days or 147% after 40 days or 194% after 60 days!
min - max deposit: $50 - $5,000
referral bonus: 7%
online since: 18 October 2007
status/rating: PAYING! *** (3 Stars) - Good
withdraw: Manual
period: 20 - 60 Days
registered company: YES
support: e-mail
company location: Illinois - Oak Brook - Coloquest (Server Hosting)
currency accept: Liberty Reserve- Bank Wire - Alter Gold - Perfect Money
security: -
web expires on: 2013-10-18 - [ Rating & Vote ]
info: Tradelite Finance Corp. registered in file #478913 since March 13, 2005 in the Public Registry of Panama is an offshore investment company operating since 2005, when it was first established as a private company by two former JPMorgan derivatives traders. The decision to expand the operations online was taken during the Annual General Meeting of the shareholders in June 2007 which became reality only a few months later.

Beware Fake E-Gold E-Mail & Website

2008-01-25T10:23:00.000-08:00

Be warned of the following email purportedly from e-gold. It is a phishing email, one designed to steal your personal data to be used for identity theft.

Do not click the link in the email. It goes NOT to e-gold's official site (www.e-gold.com) but to a fake site (loooooooooong URL!):

http://lwww.e-gold.com.acc.secure.
accsent.activationacc.
egoldupdateservice.3ahd.net/
5ae52d14451gf45gfffgf54gf1h4524
5412ds45 sd21dsike539e6saas56df
54hg5f4h45ds5445cv5m54zxc45e
4545jh4h87fg8872s356475s78fs8
fs8jfhfd54.html

Header of the phishing email:

Received: from server.teamcoders.net (server.teamcoders.net [65.98.98.26])
by mx.google.com with ESMTP id a8si6944668poa.2007.03.16.19.07.37;
Fri, 16 Mar 2007 19:07:37 -0700 (PDT)
Received-SPF: pass (google.com: best guess record for domain of nobody@server.teamcoders.net designates 65.98.98.26 as permitted sender)
Received: from nobody by server.teamcoders.net with local (Exim 4.52)
id 1HSOKb-0003Ti-Ai
for xxxxx@gmail.com; Fri, 16 Mar 2007 19:07:41 -0700

The fake e-gold e-mail looks like:

From: EG Service Mailed-By: server1060.gisol.com

Dear E-gold customer,

We regret to inform you that your E-gold account could be suspended if you don't re-update your account information. To resolve this problems please click here (link is http://e-gold-security-support.com) and re-enter your account information. If your problems could not be resolved your account will be suspended for a period of 24 hours, after this period your account will be terminated.

For the User Agreement, Section 9, we may immediately issue a warning, temporarily suspend, indefinitely suspend or terminate your membership and refuse to provide our services to you if we believe that your actions may cause financial loss or legal liability for you, our users or us. We may also take these actions if we are unable to verify or authenticate any information you provide to us.

Due to the suspension of this account, please be advised you are prohibited from using E-gold in any way. This includes the registering of a new account. Please note that this suspension does not relieve you of your agreed-upon obligation to pay any fees you may owe to E-gold.

Regards,Safeharbor Department E-gold, Inc
The E-gold team.
This is an automatic message. Please do not reply.

If you are using browser like IE7 or FireFox 2.0 which can detect phishing site, when you click on fake link, it's gonna warn you...

Source: Google - Pinoy Money Talk

How To Do Your Own Due Diligence

2008-01-25T10:14:00.000-08:00

Undoubtedly, each investor knows that it is very advisable to do detailed research of any high yield investment program before investing money in this project. ”What is Due Diligence?” you can ask me firstly.

The answer is that Due Diligence (DD) is a process of an investor’s investigation of the attractiveness of a HYIP opportunity and assesses the quality of the management team and the key risks associated with the opportunity. It helps to discover everything about particular program’s real investment opportunity before you invest your money.

Due diligence is not just research and finding right information about this HYIP in which you as a potential online investor want to invest your money. As I have already mentioned, DD is a complete investigating process and review of the investment opportunity which costs a lot of an investor’s time, patience and cold mind.

Furthermore, Due diligence is probably the most critical stage in investment. Have you ever done your Due Diligence? No, you haven’t? In the article I discuss all truths and myths of DD to help you investing in right and real high yield projects.

Many investors are not sure whether Due Diligence can help investors. Certainly, you have seen many HYIPs fail even after the best DD. There is never guarantee. But if you could avoid 99% of the mistakes that the Due Diligencers do, you’ll have 99% better chance to make successful investment.

It is advisable for investors to start the Due diligence when the opportunity becomes interesting to you. You must understand that it is very important to investigate everything about a particular program’s real investment opportunities before you invest in it. The Internet plays a central position in your investigation of the validity of a particular program.

Firstly, you should check out a program’s website and its website design. It is the first step of investigating career. Not professionally designed website, Old templates with a standard collection of FAQ (Frequently Asked Questions), Unorganized and Irrelevant website navigation, offering unrealistic daily return, Poor security website, No actual names and contact details and cheap scripts do not belong to a professional HYIP web site. I hope you about that.

But it must be noted that not only today’s web site but also its look in the past must be investigated by a smart investor. Some scammers claim that they have been online for long time. You may not believe them easily and can identify using Way Back Machine if the website has been online for long time. By the way, Way Back Machine has 50 billion web pages archived since 1996.

The second step of Due Diligence is making detailed research on online HYIP forums and monitoring Sites. Forums are a great and useful place of communication among people who have the same interest with you. As a great research tool, you have to visit well-known and professional forums like Golden Talk and read what people are saying about the particular program.

Monitoring web sites are other DD tools which you can use your HYIP investigation. But there are certain issues you should be aware of monitoring sites. First, it is not advisable to depend on a single monitoring site because HYIP admins usually treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean the HYIP is paying all investors.

The third step is checking the domain registration data of a HYIP company’s website. WHOIS information gives you full quality information about the company including telephone number. A professional and real HYIP company must have a complete list of contact details like Domain Name, Expiration Date, Creation Date, Last Update Date, Registrant, Administrative Contact, Technical Contact, Registration Service Provider, Registrar of Record etc.

Requesting the company’s documents is one of the most important investigating tools before proceeding with an investment. You need to request and verify the following documents: Valid Business Registration Certificate and Financial Records as well as List of banks with which the Company has a financial relationship.

We see that the investigating strategies mentioned above can be very helpful for investing your money online. However, investors can make serious mistakes doing Due Diligence and as a result they loss their money. Here are the most frequent mistakes and myths in doing DD.

In is to remember forever that low paying programs are just low paying ones. The low ROI alone does not prove anything and it is not advantage. There is no doubt that low paying high yield programs can be also scam and you should do DD too. The second mistake is that if the HYIP admin is honest and nice it does not mean that even the greatest and gentlest admin is not indicator of HYIP reality and validity.

Many investors guess that there is a phone and an office of HYIP Company, the program must be legit. Nowadays, you can get real but anonymous phone number for few hundreds of dollars and in many countries an office can be hired anonymously. It could be call center, virtual office or other similar kind of service.

You can’t track the owner of that number or that office, therefore it is not helping you to track potential scammer. Very often the HYIP scammers give phone numbers and office addresses with the only idea to gain trust and make themselves look real.

Even though the HYIP is paying for long time, it is a good sign unless you are dealing with a Ponzi scheme. The longer a Ponzi scheme pays, the lower is the chance for you to win when joining. Undoubtedly, paying for long time alone does not prove anything.

Another great myth of DD is that offering managed accounts means they do really trade. Offering managed account really proves that the company offers legitimate investment service. A very clear indication for financial scheme is when the managed accounts are producing losses, but the HYIP keeps paying just fine.

In conclusion, I’d like to say there is always a high risk associated with High Yield Investment Programs. But you can do something to minimize these risks by implementing proven and effective strategies. Don’t forget that mistakes by doing DD can be fatal for your investments. Discover Sherlock Holmes in yourself!

Source: HYIP News

HYIP Monitors: to trust or not to trust

2008-01-25T10:06:00.000-08:00

In this article I will discuss HYIP monitors and how you should use them properly. Also the important thing to discuss is how HYIP monitors work and whether you can trust them.

We all know that High Yield Investment Programs promise the potential investors to earn a considerable daily or monthly interest on their investment. It can be something from 5% monthly to even unbelievable 50% daily. Certainly, the risk is very high and you need always to know the most up to date information to take the right decision. By investing in HYIPs you as the investors risk your money daily.

There are several sources of information about HYIP programs. Though no one of them is perfectly reliable, you should use them all and know how to find the needed information about every certain program. Any investor knows that without the right information it may be much harder to be a successful one.

HYIP monitors are one of the main sources of HYIP information because HYIP monitors list all HYIP sites and provide with some basic information about the program (for example, how does it claim to gain the needed profit and what are the interest and fees, but also the most important information, namely, if the program is paying or not).

Some programs continue operating even after they have finished paying their members and an experienced investor can always find out easily if the program still pays or not, but the HYIP beginners sometimes loses money on such programs.

Furthermore, the HYIP monitor offer a little bit of extra information such as:
1) Day of opening;
2) In what they trade;
3) Contact information;
4) Investment plans.

All HYIP monitors work in a very simple way. They just monitor all the HYIP programs and also sort them by payouts, age and their preferences. Lots of HYIP monitors also allow people to vote for the programs. While this is a great feature, some of the votes may be easily forged by the program owners themselves but still the majority of votes are usually made by real persons, which were happy after they got paid. It is also important to pay more attention too the bad votes.

Good programs are never marked with “not paid”, so if any HYIP monitor claims that the program is not paying it is better to stay away from it. But even if the program is paying now, it may stop paying soon and turn to a scam. The investors should look for more information about a program before considering an investment.

HYIP monitors earn from the interest paid by HYIPs but also form referral commissions generated by their visitors who decide to invest in the program. Also every HYIP owner should usually pay around $20-$50 to get his HYIP listed. This money is invested afterwards into the program.

HYIP monitors are great to check the program and see if it pays but they mostly list programs paying high returns like over 10% daily and these HYIP usually do not last long, so a lot of investors get scammed by believing that the program is able to generate this kind of interest for a long term period.

It is possible to use HYIP monitors to find new programs but it is also advisable to use HYIP forums and read HYIP articles to educate yourself more and to be a more successful investor. For example, TalkGold is a good HYIP forum where you can find a lot of useful information.

Everything seems to be perfect but there is also some things with which investors should be very careful. For example, some HYIP admins are only paying the admin and not the monitor so they get a positive rate that’s why it is much better to prefer the monitors where you can vote on the programmes.

Another example is that some HYIP admins are hiring members to post positive comments on HYIP related forums. One of the things not to trust any HYIP monitor is not paying - no paying, in other words, some HYIP admins are hiring staff or paying members to post false votes for other HYIPs on different HYIP monitors. So they vote: Not paying.

As you can see there are hundreds of HYIP monitors out there. The reason why most people think they can make a ridiculous amount of money by offering such a service and for a few hundreds dollars you have already the money to start a site, to buy a script and a little bit of cash to promote the service. However, it is advisable to use the following HYIP monitors: Goldpoll, Hyip-navigator, Goldrater, and, of course, HYIPnews.

The most important question of this article is to trust or not to trust HYIP monitors. In other words, we can ask ourselves: Is this all right to spend money in HYIPs only based on the information you received from HYIP monitors?

In the conclusion, we can make a short resume of the article “HYIP Monitors: to trust or not to trust”, namely,
1) always do your investment into HYIPs due research;
2) look if the profits are realistic;
3) go to HYIP forums.

Author: Nicole Berger
Source: HYIP News

Golden Pig - Payouts: 1% - 3% (256 days)

2007-12-06T20:41:00.000-08:00

Golden Pig Invest

SCAM

Payouts: 1% - 3% daily
Min/max deposit: $10
Referral bonus: 5%
Online since: March 2007
Withdraw: Manual
Period: 256 days
Registered company: NO
Support: e-mail
Company location: New York (Server Hosting)
Currency accept: E-Gold, E-Bullion
Security: -
Web expires on: 2008-02-26

Web info: http://whois.domaintools.com/goldenpiginvest.com

Rating & vote: GoldPoll

Info From Golden Pig Website
» In this auspicious year of Golden Pig, our team of traders decided to release this internet project.
We have been trading successfully, for the last years and achieved a good experience and an exceptional collaboration system within our team. For this reason, we extended our activity to online world in March this year. This program intends to increase the invested capital and share the subsequent increased profits with all our investors.

» With consistent work and effort we accomplished a large base of members who trust us. Our main goal is to continue our serious work increasing our support base and increasing profits to everyone.
In this program we don’t promise you high returns, we only promise what we can achieve. Our team is determined and cannot be halted from achieving a goal once we have set it.
You are welcome to become a member and invest with us. This investment program might exceed your expectations!

What Should We Know About Referral Programs

2007-10-25T10:12:00.000-07:00

There are many possibilities to make money in the Internet. Also HYIP has a lot of variations of money making in addition to general investment in high yield projects. Referral programs are one of the usual possibilities to earn some money online.

What is this? These programs mean getting a commission based on the number of participants you refer. It must be also noted that the sum of a commission depends on the amount of investment of your referrals. There are a great number of various referral programs in the Internet and they usually pay a fixed fee (between $5 and $20 per referral). But a commission depends on the activity of a HYIP company, amount of investment etc. In this article I tell about common principles of referral programs’ work.

There is no doubt that investors can earn a lot of money on referring other potential depositors, especially if the amount of investment in HYIP is serious. However, there is high risk and some moral misconceptions about referral programs. Many investors try to refer more people from their family, friends and familiar.

They even declaim that they could be a guarantee of HYIP reliability and their referrals would get their interests regularly. But in many cases the high yield income funds fail and all referrals lose all or part of their money. It won’t be a great surprise if you become one of the most unpopular people in the family.

Moreover, it will be illegal whether you get compensation for the referrals through losing their money. Therefore, before you refer your family members and friends to high yield investment you should think about the moral side of your earning online. Furthermore, such a referral project can be a real crime and you could face a criminal charge in your country.

It must be noted that referral programs are an opportunity to get interests without investing in HYIP. For example, you do not have this amount of money or you do not want to risk your own financial capital. What can you do in this case? Referral programs propose such investors to offer the project to other persons for a referral fee.

In other words, without investing and risking your own money you can attract other potential investors to this high yield income project. However, according to moral point of view, this is not fair to other people though this can be very easy to lie about your participation in HYIP. Undoubtedly, many HYIP swindlers use this type of earning on referrals. I hope that honest and real investors try to avoid such a kind of making money online.

Talking further about referral swindlers, I must mention that potential referrals and investors can recognize them quickly according to their basic signs. Such swindlers work only a short period of time. They make everything possible to attract people to their programs as quickly as possible and promise high interests and referral fees.

Why? The answer is they want to make a lot of money and certainly do not want to pay out to initial investors. In other works, this is a basic sign of network marketing program which is very cheap and has only short time activity. Of course, it is much better to research and find detailed information about the referral program and the person who refers you.

Many investors have an opinion that most Ponzi and other financial pyramid schemes operate in such a way. Some of them even pay out interests to initial depositors and seem to be real high yield income projects. But the difference between real prosperous HYIPs and Ponzi schemes is that the payouts in Ponzi schemes are made at the expense of other depositors. Real HYIPs make profits at the expense of Forex trade, stocks, etc.

The other important difference is that real HYIPs promise “only” 1-3% per day and Ponzi schemes propose 30-100% daily. You can agree with me that the difference is enormous. And the last thing is real HYIP and referral programs exist for a long period of time and Ponzi schemes operate only a short time (for example, several weeks or months).

Another important thing you should know about referral programs is that these programs can be a horrible dream of investment online. You should understand that it is not easy for the HYIP administration to pay out the investors regularly. According to me, this is a very hard work, therefore a real professional portal about high yield investment program has to have support specialists and detailed information about all activities and profits of the site.

It must be noted that even a real and reliable project can fail at any moment. And there is no doubt that any investor can lose all his deposit in HYIP. Another truthful fact is that many high yield and referral programs start their activity in a legal way. Some important factors influence the fund’s work, image and reputation among investors and can cause the failure of a high yield project in the Internet. The HYIP failure is not a good thing for investors and also the program’s administration that gets a lot of problems and must pay out some compensation to the investors.

In the conclusion I would like to mention that undoubtedly referral programs are real opportunities to earn some money at the expense of their referrals. The condition of successful referral program is reality and reliability of the program. You should remember that there are many swindlers in HYIP, however if you operate clever you will receive your high interests.

Source: HYIP News

Online Investment (HYIP) Strategies

2007-10-25T10:03:00.000-07:00

Even though making money in HYIPs is not difficult, making a nice and consistent return on investment needs efficient and proven strategies. Here are four recommended strategies; every investor should practice in his daily activities to make nice returns on investments.

Here are the 4 Strategies you should practice in your daily HYIPs activities to Achieve Success.

Never invest unless you make a research

The first step you should take before investing your money into a high Yield Investment Programs is to find out the most profitable and stable programs that could bring a nice return on your investment.
1. Making research on popular search engine like google is the easiest way you can start you research.
2. Another tool for making a research is Forums. Forums are a great place to exchange ideas with people who have the same interest with you. There fore, as a research tool, you have to visit known, popular, trusted and professional forums and read what people are saying about different programs. You can also ask questions in these forums. But you should not believe every thing people are saying in forums. Because there are people answering your question, by posting their referral link, who are not interested in you but their commission.
One thing I would like to remind you is, you should never depend your research on a single forum.
3. Monitoring Sites are another place where you can make your research. But there are certain issues you should be aware of monitoring sites.
a) Do not depend on a single monitoring site
b) HYIP admins treat monitoring sites very well. Therefore, if you see paying status on monitoring site, it does not mean, the HYIP is paying all investors.
c) Read all rating given by the investors on the program you are making research.

Diversify Your Investment

High Yield Investment Programs are very high-risk programs .As a successful investor, one of the issues you should look seriously is to reduce the risks associated with these programs.
One of the effective strategies used to reduce the risk is through diversification. Investing your money into many programs.
Investing in a single program is risky, because if the program collapses, you lose all your money. But if you put your money into many programs, if one of the programs fails, you will still have money in other programs.

Always make a test Spend

Because As the risks associated with these Untried programs are high, always you should be cautious to join these programs. But if you decide to invest in untried programs always make a test spend, before investing big amount. After you make a successful repeated test spend, you can proceed into a series investment. But one thing you should be aware is some HYIPs pay you for a small spend but when it comes to large spend, they do not pay you.

Get your Original Spend back quickly and Make a regular withdrawal

As it is impossible to predict the age of HYIPs, it is always recommended to withdraw you money until you get your original spends back. Even after you get your original spend, it is always preferable to make a regular withdrawal. My Recommendation is withdraw 50% of the profit while investing 50% that is 50% compounding after you get your original spends back.
As you are responsible for your investment on HYIPs arena you should always implement these strategies to come up with a nice return on your investment.

Source: HYIP Explorer

Safe Atom

2007-08-26T15:14:00.000-07:00

SafeAtom - site info - profit payments
payouts: 2% daily - [Depend on Investment]
min - max deposit: $1
referral bonus: 10%
online since: 13 June 2007
status/rating: PAYING! *** (3 Stars) - Good
withdraw: Manual
period: 150 Days
registered company: NO
support: e-mail
company location: Maryland - California (Server Hosting)
currency accept: Liberty Reserve - Bank Wire - E-Gold - Alter Gold - Perfect Money
security: -
web expires on: 2010-06-13 - [ Rating & Vote ]

info: At the moment there are more than 20 employees in the Safe Atom Company. They are mainly economists, but the founders of the company including István Kovács are physicists. The collaboration of experts has made it possible for company to be successfully engaged in investments in the sphere of nuclear power engineering for last decade.

Invest Manager: 0.6% - 1% daily

2007-08-20T13:49:00.000-07:00

Invest Manager has created an exclusive trading scheme that enables then to raise the rate of profitable trades up to 80%. This scheme is based neither on the technical nor on the analytical methods of market analysis. You will not find any systems that can be analogous to the one created by their company.

SCAM

Investment Manager
Payouts: 0.6% - 1% daily
Min/max deposit: $50
Referral bonus: 5%
Online since: May 2003
Withdraw: Manual
Period: 20 - 360 days
Registered company: NO
Support: e-mail
Company location : Singapore (web registration address)
Currency accept: E-Gold
Security: -
Web expires on: 2008-09-15
Web info: http://whois.domaintools.com/invest-manager.com
Rating & vote: GoldPoll

Strategies To Maximize Your HYIP

2007-06-25T10:16:00.000-07:00

Any investor wishes to make money in HYIP. Finding a successful high yield investment program is not enough to maximize your high yield investments. Certainly it is not easy to maximize your return on investment from best HYIP. The main point of this article is the strategies how to find “fruitful” and prosperous HYIP and to maximize your interests from this HYIP.

Before we start to discuss the strategies, we should find an answer to the question what is best HYIP. Well, it is difficult to answer because there are various possibilities. For some investors the “fruitful” HYIP is HYIP with huge daily interest, for other HYIPers the “fruitful” HYIP is HYIP with instantly withdraw. Undoubtedly, all these investors are right.

I guess than each investor wishes the “fruitful” HYIP which is online for a long time, not just several weeks or a few months. Moreover, each investor wishes that “fruitful” HYIPs must have fast support. Some HYIPs reply to your questions within 1-2 days and, of course, it is too long! I am a potential investor and I need to get an answer immediately!

Certainly, you can find many answers in FAQ section of a great number of HYIP web sites but sometimes you need information which you can not find there. If HYIP has phone support so it is very good, you can always phone them and get answers to your questions.

According to many experienced online investors, one of the most important things for the “fruitful” HYIP is fast withdraws. No one wants to wait 1 or 2 days till they receive payment. Certainly, everyone wants to get money within few hours. “Fruitful” HYIPs have to pay fast.

All investors agree with me that HYIP security is significant in online investments. Of course, the “fruitful” and prosperous HYIP must have the server protection to guarantee that users’ accounts are safe and secure. Real “fruitful” HYIPs spend a lot of money for hosting and advertising as well as Ddos protection and security.

If HYIP has Prolexic Ddos protection it is a really good sign of seriousness of this high yield investment program because according to online security data, Prolexic Ddos protection costs more than $2000 per month.

Daily interests are the subject of many hot discussions on online HYIP forums because investors have very different opinions. Some people prefer 10-20% daily and other like 1-2% daily. Undoubtedly, the prosperous HYIP invests money into Forex trading and to other contemporary industries. So if HYIP earn money in Forex they can not offer 10-20%. It is impossible and each investor knows that. Talking about “fruitful” and prosperous HYIPs, the examples can be like Europe Trade Ltd.

Now the time is to discuss ways how to maximize your HYIP. After having found the “fruitful” and prosperous HYIP, the key to having successful investments is to build a safe, diversified portfolio and to extract your own money as quickly as possible. This will limit risk to your capital because if one programme closes, you will still have the others to fall back on.

Before investing in any programme, you should do a little research on it. I mean you should remember the main features of prosperous HYIP, namely daily interests of no more than 2-3%, excellent support, high qualified web site design of the HYIP company and best users’ account protection.

Besides, HYIP scripts are easily to get a hold of and this makes it easier for fraudsters and scammers to operate. One of the things to look for is the programme’s reputation if they are paying consistently.

When the investor makes any online investment, his aim is to extract his money as quickly as possible. This is because the investor wants to be able to invest using the profit he made from the high yield investment programme to protect his own capital. For example, a typical investment could be $100 then, after 30 days, the investor would extract his own money and re-invest the profits so that he is making risk that he uses “other people’s money”.

Another meaningful thing is that the investor will need to make use of referral systems to explode his profits from his investments. This is when the investor recommends someone to the programme and receives commission for it. This usually creates residual income for the investor which means him the opportunity to invest more of “other people’s money” to make even more cash.

However, each has to think about moral side of HYIP investment and does not promote high yield investment programs to others which do not look trustworthy. This is immoral and should not be encouraged. If you do not think so, please read my article “The Morals of HYIP Investments” and probably you will understand that it is possible to earn money with good consciousness.

I hope my article will help you find “fruitful” and prosperous HYIP and maximize your high yield investments. Best of luck in HYIP!

Source: HYIP News

Opportunities of success in HYIP

2007-06-25T10:05:00.000-07:00

HYIP promises very high return on investment but also very high risk. What must we do? Invest or not invest? You may not believe me but it is possible to get the yields. But how? In the today’s article I discuss all opportunities to get success from High Yield Investment Programs.

HYIP have gained a notoriety that some other elements can only envy. This reputation has dissuaded serious investors from even regarding them and encouraged the shadier elements of the financial district to set up shop using such. Actually, it is quite a pity since HYIP, when legit, can actually be a very valuable tool in generating personal wealth. If you are smart and discerning you will find wonderful opportunities to increase your investment by a sizeable margin.

Certainly, you may not think that all HYIP is just great scam. Though the risk is high, there are actually programs that have been used for years and have been able to give success to investors. In other words, you can look around and find legitimate high yield projects that are not only legitimate but wonderfully productive as well. Any HYIP investor knows the following rules by heart:

When looking for a HYIP that will lead you to success in your quest for personal wealth, look always towards the programs that emphasize transparency. You will want to know how the program develops and what you can expect in return. You will also want a tangible contact. A tangible contact means you can actually talk to the person on the phone or through email.

If a HYIP is promising too much, let’s say an 80% return on investment, you have to be wary. Although HYIPs generally give a higher than normal return rate, ROIs that make your eyes pop out are signs to look out for in a bogus enterprise. If they can promise really good rates, then make sure they explain how they can get to that amount. If that is not the case, run for it; the enterprise is probably bogus.

If you are trying an HYIP, then make sure you start small. This way you get to test the waters for stability, legitimacy and other factors as well. If you can check with Better Business Bureaus then that would be an added security on your part and is always good practice when investing in anything.

These rules above tell about the first steps to get high returns on investment successfully. Another very important and wonderful concept to get success from any high yield program is a Test Spend. But what is a Test Spend? Test spend can be explained as a small principal deposit made in a new HYIP to ascertain its viability.

What is its importance? Test spend is a very useful method to determine whether any HYIP is good or not. Whenever you come across any new HYIP then the first deposit should be a test deposit to see how the HYIP is working and deduce a conclusion about it. Since a HYIP is new, you probably do not know whether it is a paying or a scam programme.

So making a test spend can tell you the reality of the HYIP. If the HYIP is genuine then you will most probably get all the promised interests and customer service with the test spends. If all goes right then you can move further to making your real investment and reap the products. This step of making test spend assures that the program is paying at the current time.

And if the HYIP is a scam then you will not get your returns. So do not make any further investments. Thus you are also prevented from being scammed of a larger amount (the larger amount you had initially planned to invest in this particular HYIP).

What to expect from a test spend? Basically if the HYIP is genuine then you must expect 100% customer support, total interest returns, and any other facilities that the particular HYIP may promise to its investors.

If the HYIP payment system is automatic you must get your returns without requesting for it. If the payment is manual, then once or also more times request for your interest and see if the payment is actually being made. Many times the payment is not made at all (in both automatic and manual methods).

It is best to avoid further investing in it. In some cases the HYIP may declare that it is not able to make payments due to some genuine problems and would soon resume payments. Most of the cases such HYIPs make false claims about not being able to make payments due to some reason but still continue receiving investments and then scam away! So you must not invest more till you are fully sure that the HYIP has started paying regularly.

Where can we use a test spend? It is usually advised that you make test spends only on HYIPs in which you intend to make large investments (say more than 100$).
The test spend should be always minimum. Thus invest only that much amount which can be accepted according to the particular HYIP policies on minimum investment.

In the conclusion, it cannot be said that all HYIPs are not legit. It is only saying that there are many that define the name of HYIP. However, if you do look with discernment and perseverance, you are bound to find a jewel in the rough that will lead you all the way to wealth and success.

Source: HYIP News

Relax Business - Payouts: 12% - 25% weekly

2007-06-11T13:04:00.000-07:00

Relax Business Investments provides high net worth investors and institutions with specialized alternative investments including managed futures, hedge funds and fund of hedge funds. We focus exclusively on helping qualified, high net worth investors research and select managed futures, commodity trading advisors and hedge funds that are suitable for their investment goals and risk tolerance. Our specialized "boutique" approach in the commodity futures trading and hedge fund industry provides a level of service to our clients that is difficult to match.

SCAM

Relax Business
Payouts: 12% - 25% weekly - [5 days a week]
Min/max deposit: $1
Referral bonus: 10%
Online since: 17 August 2006 Withdraw: Manual
Period: 1 - 24 weeks
Registered company: NO
Support: e-mail (support@relaxbusiness.biz), MSN (relaxbiz@hotmail.com )
Company location : Dominica (web registration address)
Currency accept: E-Gold
Security: -
Web expires on: 2009-08-17

Web info: http://whois.domaintools.com/relaxbusiness.biz

Vote: GoldPoll - HYIP - MyHYIP
Forum: TalkGold - MMG

e-gold Blocks Account Logins From Exploited Computers

2007-05-06T10:43:00.000-07:00

e-gold Users now have additional protection against "phishing attacks", thanks to a ground breaking upgrade to its Account Sentinel™ (a.k.a. AccSent(tm)) arsenal of account access security features.

Using DNS blacklist data published by well known third parties, AccSent now blocks account access from IPs identified as open proxies, insecure web servers, or otherwise open to exploitation by criminals. For the sake of brevity, e-gold refers to such blacklisted IPs as "blips".

As always, the AccSent advantage is that e-gold Users need not take any action - or even understand what an IP address, an open proxy, or a phishing attack is - to immediately benefit from this innovative new feature. However, as powerful as AccSent is, the best protection against phishing and other criminal attacks is user education. For this reason e-gold urges its Users to carefully read and practice the Security Recommendations published on the e-gold.com website.

Diversified Investing For Beginners

2007-04-25T10:04:00.000-07:00

The very definition of Diversified Investment is that the investor plans the portfolio of investments in such a manner as to minimize the risk of any unexpected financial loss by spreading out his investments in more than one option.

There are several ways that a beginner in Diversified Investment might do that: Diversified Investment Horizontally, Diversified Investment Vertically and Diversified Investments by Return Expectations.

Every investment involves risk and most beginner investors agonize over those first investment choices. Choosing to use Diversified investment is a great tool for allowing you to control your exposure to risk. Diversified investing means keeping a common sector but investing in similar stocks in that sector. This way you are keeping the same sector risk, but being diversified in how you spread out your risk. When you buy two similar stocks in the same sector, let's say the industrial sector both stocks will have the tendency to either do well or do bad at the same time because of being in the same sector. Mixing it up a little by choosing a mix of growth stocks along with value stocks means that you will have different activity within your portfolio. Growth stocks and value stocks tend to rise and fall at different times on the market.

The general idea behind a diversified investment is that when you have different investment positions going on at the same time your average of up and down action should give you a more stable overall picture. Diversified investment means experiencing smaller "waves" in your portfolio thus giving the beginner investor a calmer experience in which to get acquainted with investing.

Diversified Investment Horizontally
When you chose to diversify horizontally, you use same-type investments. This can be done in different ways. You may decide to invest in several NASDAQ companies; or you may decide to invest in stocks that are all of the same type or in the same investor sector.

Diversified Investment Vertically
Diversified investing done vertically is when you invest in different types of investment with broader differences like having bonds and stocks. You can also stick with stocks only but chose stocks from different sectors. Diversified investing is less risky then investing all in one type and gives you insurance against market or economical changes.

Diversified Investments by Return Expectations
Diversified investing using expected returns are where all of your investing parts of your portfolio will always remain below what the return is on the top-performer-part. It gives you the most insurance on your investing. You do this by giving a risk values to each part of your investment portfolio that are based not only on the risk factor but on the return expectations too.

Just remember as a beginner in the diversified investor field that you do not have to go it alone. There is plenty of help available to guide your investing path through the rocks and shoals of Wall Street. Take advantage of the multiple offers to help you and no matter which of the types of diversified investing you choose, be cautious, be prudent and do what is termed due diligence on any investment that you are interested in.

Source: E-Commerce Journal

Create E-Gold Account & Funding it

2007-04-21T03:45:00.000-07:00

About E-Gold

E-Gold Ltd. Is a Nevis, West Indies company created to serve as the General Contractor responsible for performance of the e-gold Account User Agreement. e-gold under its charter is completely dissociated from the business risks relating to exchange. This clarity of roles further assures e gold's freedom from default risk and finality of settlement. E-Gold was developed and deployed as an Internet payment system by Gold & Silver Reserve (G&SR), Inc., a Delaware Corporation in 1996. The e-gold roles of Issuance and Settlement were devolved to e-gold, Ltd. in January 2000.

Create Account E-Gold

Step 1: Go to www.e-gold.com and click on "Create An Account" - Accept the User Agreement by clicking on the "I Agree" Button.

Step 2: Fill in the needed contact details and information. Most important is the “Passphrase”. Use the “SRK Console”- button to open up a secure virtual keyboard and enter it with your mouse (prevents keyloggers and trojans from logging your typing on the keyboard).

Always use the SRK console when you log in to your E-gold account. It may be time-consuming, but trust me, it’s worth it. Especially if you have high weights of gold in there. Your E-gold number will be sent to the email adress you have specified. Remember, E-gold never ever asks for your passphrase. If you recieve emails from what seems to be egold claiming they need your login information for some reason, delete it! It’s not from E-gold.

Funding your E-gold

Now when you have your account set up, you have to fund your account with gold in order to be able to make payments. To do this you need to use an Exchange Service which will convert your money into E-gold. We recommend the following two Exchange Services:

GOLD-EX
ANYGOLDNOW

Both charge around 3-5% for trading in dollars trough a wire transfer. If you rather like to use your credit card you should be prepared to pay higher fees. Another option is to convert e-currencies like EVOcash, netpay and paypal into E-gold.

Source: E-Gold - HYIP Explorer

What is HYIP?

2007-04-21T03:34:00.000-07:00

A High Yield Investment Program, or HYIP, is a type of investment scheme normally offered via the Internet. HYIPs typically accept deposits as low as $1 while promising astoundingly high returns.

Online HYIP schemes rarely last for the long term. Overwhelming number of cases suggest that HYIPs are Ponzi schemes, in which new investors provide the cash to pay a profit to existing investors, which they typically then withdraw. This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme, known as compounding (because even higher profits are promised).

The introduction of e-currencies has made it possible for HYIPs to operate on the internet and cross international boundaries, and to accept large numbers of small investments. HYIPs usually accept deposits by either e-currency, like e-gold, e-bullion and INTGold, or use specialist third party payment processors like AlertPay, SolidTrustPay, CEPTrust, TriStarMoneyChangers and StormPay. HYIPs typically offer a significant incentive commission (for example, 9% of invested funds) for members to attract and refer new investors.

Most HYIPs disclose little or no detail about the underlying management, location, or other aspects of how money is to be invested, and relatively little information (other than asserting that they do various types of trading on various stock and other exchanges) on how they actually generate the returns they purport. They are sometimes presented with some form of an emotional appeal, appeals for faith, and promises that they will help investors achieve financial freedom.

E-gold is the easiest and the most effective system of international electronic settlements. It is optimal for participation in high yield investment programs as it makes it possible to get the earned money instantly.As it is suitable form of online payment system that works around the globe, HYIPs operate worldwide and accept large numbers of small investments.

Most High Yield Investment Programs do not survive for very long , turning out to be a scam. Scam HYIPs are Ponzi schemes.A Ponzi scheme is an investment operation that involves paying abnormally high returns ("profits") to investors out of the money paid in by subsequent investors, rather than from net revenues generated by any real business.This approach allows the scam to continue as long as new investors are found and/or old investors leave their money in the scheme, known as compounding (because even higher profits are promised).

Taking both the negative and positive aspects of High Yield Investments into consideration, the conclusion is; if done right, High Yield Investments can be extremely lucrative.

Source: Wikipedia - HYIP Explorer

Aliativa: 1% - 2.2% daily

2007-04-20T13:39:00.000-07:00

Aliativa is a leading global investment manager that provide financial expertise both to the companies, and private investors worldwide. Our goal is providing investors the higher yields than bank deposits while minimising the risks normally associated with higher performing investments. Distinctive feature of our company is the disciplined and structured approach to the property and finance markets.

SCAM

Aliativa
Payouts: 1% - 2.2% daily - [5 days a week]
Min/max deposit: $10
Referral bonus: 5%
Online since: 02 Februari 2007
Withdraw: Instant
Period: 240 days
Registered company: YES
Support: phone and e-mail
Company location : 17 New Road, Belize City, Belize
Currency accept: E-Gold
Security: - Web expires on: 2017-02-02
Web info: http://whois.domaintools.com/aliativa.net
Rating & vote: GoldPoll

Open Trade: 0.5% - 2.2% daily

2007-04-20T13:13:00.000-07:00

If you ask yourself: why not to put my money into some bank. The matter of fact is that no passive deposit will ever compare to the incomes from active investments into one the most profitable legal businesses. Investing free money has two basic objectives: to get the maximum profit; at the same time, keeping the money safe. Unless the money is invested, it will lie dead until it vanishes in the ocean of expenses.

Guaranteed Income
You probably ask yourself: can there be any trade involving no risk? We make a unique offer: regardless of the trading results we guarantee you a minimal daily income of 0.5% provided by the ever-growing reserve fund. We have good experience in currency trading as well as unique programs of technical analysis we have developed on our own. Our trading system is original: it's the result of the joint work of our team and the specialists from several research institutes for many years.

SCAM

Open Trade
Payouts: 1% - 2.2% daily - [5 days a week]
Min/max deposit: $20 (promotional) - $100 (starter)
Referral bonus: 5%
Online since: May 2006

Withdraw: Manual - [Max 24 hours] - [Less than 2 weeks have fee]
Period: 90 - 240 days [can be refund with 10% fee of investment]
Registered company: NO
Support: live chat, phone and e-mail
Company location : Panama - Panama City
Currency accept: E-Gold
Security: SSL 128 bit, DDOS protection
Web expires on: 2012-06-30
Web info: http://whois.domaintools.com/opentrade.net
Rating & vote: GoldPoll

A3Union: 0.8% - 4% daily

2007-04-20T06:34:00.000-07:00

A3Union is a leading global provider of high yield investment products and services. Since 2003, the company's professional management team has remained stable and focused for the years of combined private equity experience and expertise and managed a positive long-term track record of tremendous returns over numerous economic cycles.

Professional Expertise and Unique investment Solutions
A3Union trading team manages over 10 portfolios on 5 global stocks and equity markets. With our expertise and substantial capital resources, A3Union can respond quickly to all customers needs with effective and individual solutions.

Partners and representing companies
A3Union regularly considers possible strategic partnerships and alliances that can enhance the company's existing brand and market position. If your company would like to propose a strategic alliance or joint venture regarding local representing and distribution of our services.

SCAM

A3 Union

Payouts: 0.8% - 4% daily - [Depend on Investment]
Min/max deposit: $5
Referral bonus: 0.4% - 1.2%
Online since: August 2006

Withdraw: Instant - [A3 paid our E-Gold fee]
Period: 2 days - 7 days - 14 days - 92 days

Registered company: YES - Documents: 1, 2, 3

Support: phone, fax and e-mail (accounts@a3union.com)
Company location : Belize, Belize City
Currency accept: E-Gold - Wire transfer - Credit card
Security: DDOS protection, Secure html
Web expires on: 2007-08-11

Web info: http://whois.domaintools.com/a3union.com

Forum: TalkGold

Rating & vote: GoldPoll

Big Opple: 9% daily for 14 days

2007-04-01T13:55:00.000-07:00

We have been receiving a number of emails from various HYIP admins concerning the duration of our program. I take it upon myself to personally respond to each and every one of these messages. Some seem to be concerned why we are running our program more than two months...

Well, I believe that putting up a program and collecting money for a couple of months and shutting it down is not only a bad business tactic but also a smear to the entire online investment community. Maybe these messages are coming from competitors who just want Big Opple to shut down. Hell No! We Wont Go!

SCAM

Big Opple

Payouts: 9% daily for 14 days - [Incluse Principal]
Min/max deposit: $1 - $50,000
Referral bonus: 7%
Online since: 22 May 2006

Withdraw: Manual - [Max 24 hours]
Period: 14 days
Registered company: NO
Support: e-mail
Company location : Singapore (web address)
Currency accept: E-Gold
Security: SSL 128 bit
Web expires on: 2007-05-22

Web info: http://whois.domaintools.com/bigopple.com

User vote: GoldPoll

The Minimization of Risks In Risky Capital Investments

2007-03-25T10:18:00.000-07:00

In this article I discuss the strategies of the minimization of risks in risky capital investments. In my earlier articles I wrote about theoretical issues of venture or high risk investment programs made by great investors. Experienced HYIP online investors are sure that the examples of making great high risky investments can be very helpful for little investors to make their investments in online HYIP.

Undoubtedly, the increased risk has always existed in any serious investment sphere. Venture investment as the special form of financial enterprise has developed by producing of organizational forms and mechanisms of reduction of investors’ risk.

The simplest organizational form allows the investor to invest in the project, in which he is interested, directly. This form is connected with the greatest financial risk, however it also promises the investor the highest profits by the successful completion of the project. In the case of scientific and technical projects it is used in practice mainly by great investors at the later and less risky periods of an innovation cycle.

According to official financial studies the factor of risk usually exceeds the factor of potential benefit in the process of working out investment decisions. Therefore, the venture investors prefer to diversify their efforts, dividing financial risk and the profit obtained from the final analysis.

The venture diversification can be achieved in several basic forms.

First, an experienced investor does not invest all his financial means on one high yield investment program but he invests his money in several different projects. Therefore, due to this investment method the investor reduces the possible high risk of his high interest investment and several venture investments can bring more return on investment.

The investors’ experience and practice show that though they make detailed selection of HYIP, 4 or 5 projects of each 10 high yield programs fail completely, 3 or 4 projects lead to the appearance of little profit opportunities and only 1 or 2 projects give actually brilliant results for which venture business exists in this high yield investment world. Furthermore, because of such successfully realized projects investors can get so high return on investment.

Secondly, risky capital investors can invest in the joint projects of some great and promising business projects. Besides the decrease of a sum which each private investor risks this joint investment creates general interest in the successful completion of the project and provides the effect of synergy of special knowledge, business connections and administrative experience.

Thirdly, a joint venture fund can be established which will manage risky investments. Such funds which are used completely widely nowadays have a status of financial partnership with the limited responsibility. Their participants obtain profit and have losses proportional to the invested money.

For example, according to different financial statistics, there are between 400 and 600 joint risky capital funds in the USA. Moreover, according to the published estimations, these funds make more than 75% of risky capital.

Founders of the venture fund usually specify its summary volume by the fund’s establishment. The fund has the limits between $5,000,000 and $10,000,000, however in some cases it can reach larger sizes. The investments of some investors are as a rule between 200 and 750 thousand dollars.

The realization of financial operations has special requirements of investment management under the conditions of increased risk. Furthermore, from the very beginning the development of venture business was connected with the establishment of the professional managers’ institute.

The specialized venture companies which manage several risky capital funds have a central position in the business sector nowadays. Frequently such firms which investors consider as skilful and reliable partners already claim as the initiators of the establishment of new venture funds. They receive yearly 2-3% of the total volume of the risky capital fund for their management services within 7-12 years.

After the realization of risky capital investment programs and securities’ sale of new high yield investment companies the investors get returns on investments according to the sum of invested money.

The exception is the company that controls the venture fund can have another portion of return, in other words the controlling investment company can get 20-30% of the profit, even if its initial investment composed only 1% of the summary volume of financial means invested in the fund.

In the conclusion I hope that readers and HYIP investors can use the mechanisms of reduction of investors’ risk in serious venture investment programs written and described in this article as tools for their own online investments. It is important to remember that serious investments always have enormous risk but you can reduce it using smart methods.

Source: HYIP News

The Truth About HYIP and E-Gold

2007-01-25T10:13:00.000-08:00

There are a lot of articles about high yield programs, scam and risk as well as an opportunity to make money with investing. Sometimes it is difficult to understand in what article the truth is written. There is a lot of information and advice about online investments, use of e-currencies and fraud.

The truth is that HYIP is on a high and is growing everyday on the Internet circuit. Another truth is that people who are gaining fortunes investing in these programs are increasing in numbers. But you must understand that HYIP investments are not always high return and luck. Success in HYIP means knowing the right things about HYIP investments.

You know surely that you will have to undertake a lot of research work if you decide to invest into HYIP. Researching a host of HYIP program sites is the first thing that you should do before you jump into anything. Profit making from HYIPs will require you to devote some time to the Internet. And this is primarily because you will have to get a clue about the market scenario. You will also know where to search for HYIPs.

Knowing facts big or small will certainly help you to face situations better and consequently will help you to add on to your profits. A great number of HYIP monitors, discussion forums and admins of investment portals can help you to get needed useful information about high yield investment programs. They also urge the users to rate every program whatsoever.

Well, I do not talk about the HYIP research information in this article. The important point of this writing today is E-gold account. Though E-gold was established by Douglas Jackson only in 1996, this system has a central position in a HYIP process nowadays.

Any investor knows that he will have to transfer cash from his bank account to the company’s account by way of e-currency. And to make possible the use of these accounts he will be required to register with one or all of them. Not just that, before his account gets active, the investor will have to certify his email address to say it all.

So we know the system and tools of HYIP investments. The question is why scammers like E-gold so much? According to a HYIP website who maintains a comprehensive database of HYIP scams daily, 89% of the scams preferred E-gold as their online payment processors than others.

Another official fact of great fraud in the E-gold system is that in January 2006, BusinessWeek reported that an 4000-strong international crime syndicate involved in massive identity theft and fraud, namely Omar Dhanani said to have moved amounts ranging from $40,000 to $100,000 a week from proceeds of crime through e-gold.

The answer is that two features of E-gold are very attractive for fraudsters. No necessary verification is needed and easy entry into an E-gold account made the system a perfect one for scammers. However, millions of people all over the world continue to use E-gold.

At first, I give some short information how E-gold works. E-gold and OmniPay have also been accused of being a medium for money laundering, although this is questionable given that there were only 24 customer accounts holding over 10kg of gold (approximate value $200,000).

As digital gold currency providers are not banks, they are not legally required to perform various sorts of “know your customer” background checks. However, many E-gold exchange providers require a high level of identification, sometimes more intrusive than a bank.

The problem is that opening an account at www.e-gold.com takes only a few clicks of a mouse. Furthermore, customers can use a false name if they like because no one checks. With a credit card or wire transfer, a user buys units of E-gold. Those units can then be transferred with a few more clicks to anyone else with an E-gold account.

Furthermore, we discuss how scammers steal money from our E-gold accounts. The most common method for fraudsters is to gain access illegally into your E-gold account, lock you out and then move out financial means from your account. For example, a clever scammer may send a pseudo-email from the real E-gold system to E-gold users.

He may claim that you need to click on a link inside the mail to verify your account. Certainly, you will be asked to fill in your E-gold account number, passphrase, email address and email address password. Then the thing is clear – scammers use all your information and steal your money.

Another example is that the scammer can install key logger software at the computer where you have an access to your E-gold account. The software captures you account number and passwords which they use for stealing money. This mostly happens if you use a public computer.

Protecting from E-gold fraud is not difficult and there are some simple rules, for instance, you should always logout from your account after use. Or if you want to try a new exchanger, it is advisable to test with a very little amount the first few times. And it is important to remember that you may never click on a link in any message supposedly sent to you by E-gold because E-gold will never send you messages with attaches.

We see that E-gold is important to a lot of online businessmen as a form of payment for their services or products all over the world. HYIPs without the E-gold system are like the Earth without air. However, online scammers know this too and prefer this e-currency too.

Do not remember, the E-gold fraudsters sleep only with one closed eye and you can be their next victim! My article can help you keep your money on the E-gold account and sleep with two closed eyes.

Source: HYIP News